Water Heater Plumbing Protection | Customer Support | FPL Home (2024)

What are the Water Heater Repair and Replacement Plans?

The Water Heater Repair and Replacement Plans help protect homeowners from the cost of repairing or replacing an electric, natural gas or propane water heater that is damaged due to normal wear and tear. This plan includes labor and materials for covered repairs up to the benefit amount.

Why should I enroll in a Water Heater Repair and Replacement Plan?

Hot water is such an essential part of our daily lives that being without it would be a major inconvenience. That’s why FPL Home offers residential Water Heater Repair and Replacement Plans from HomeServe. There are two plan options available. One plan provides up to $1,000 of annual protection for covered repairs or replacement of a standard electric, natural gas, or propane water heater. This plan is $6.99 per month conveniently added to your Florida Power & Light Company (FPL) electric utility bill statement. The other plan provides up to $500 of annual protection for covered repairs or replacement of a standard electric, natural gas, or propane water heater. This plan is $5.49 per month conveniently added to your FPL electric utility bill statement. The price includes a 50% instant rebate per month for your first year.

Can I cancel my Water Heater Repair and Replacement Plan at any time?

Yes, you may cancel your plan at any time. If you cancel within 30 days of your start date, you will get a full refund (or less any claims paid if and where applicable). If you cancel after the first 30 days, you will be entitled to a refund of 90 percent of the unearned pro-rata price as listed in your declarations page, less any claims paid (where applicable). You may also contact HomeServe to cancel if you find your utility or municipality provides similar coverage to you at no charge, and you will receive a refund less any claims paid (where applicable).

I need a repair. What do I do?

Step 1: If, after your waiting period, you suffer a home repair emergency covered by your plan, call HomeServe toll-free at 855-336-2465, and a customer service specialist will get you started on your service call.

Step 2: A local, licensed and insured technician will be dispatched to your home to make the covered repair or replacement.

Step 3: Once covered repairs are completed, HomeServe pays the technician directly up to the annual benefit amount.

Does my basic homeowners insurance cover repairs to the systems around my home?

Most basic homeowners insurance policies do not typically cover the repair and replacement of your water heater due to failures caused from normal wear and tear.

When does my coverage start for my Water Heater Repair and Replacement Plan? When can I make a service call?

Your plan starts the day your enrollment is processed. There is an initial 30-day waiting period before you can make a repair service call, giving you 11 months of coverage during the first year. There is a 90-day waiting period before you can make a replacement service call. Upon renewal/reactivation (if applicable), you will not be subject to a waiting period.

What is covered and not covered under the Water Heater Repair and Replacement Plan?

What’s covered: Coverage provides, up to the benefit amount, for the covered cost to repair or replace an electric, natural gas or propane water heater, for which you have sole responsibility, that is damaged due to normal wear and tear, not accident or negligence. If your water heater is deemed beyond repair, you can apply the balance of your benefit amount to a unit most similar in capacity and/or functionality.

Not covered: Exhaust venting, jacket and interior doors, expansion tanks, supply and delivery water piping other than flexible, and electrical service wiring; damage from restricted lines or as a result of water pressure in excess of 80 P.S.I., costs associated with making space suitable for installation when the replacement unit does not fit in the existing space; and damage from accidents, negligence or otherwise caused by you, others or unusual circ*mstances. This plan does not cover repairs to any section that you share with any third party or is covered by a homeowners, condominium or like association. Additional exclusions apply. To see full Terms and Conditions with complete coverage and exclusion details prior to enrolling, call 844-848-0465, or click here. Once enrolled, your full Terms and Conditions, including complete coverage details and exclusions, warranties, and disclaimers, will also be sent to you.

Water Heater Plumbing Protection | Customer Support | FPL Home (2024)

FAQs

Does homeowners insurance cover water heater failure? ›

As long as you've properly maintained the water heater, your homeowners policy would likely cover the water damage. For example, it could pay for new flooring and replace ruined furniture. However, it wouldn't pay to fix or replace the water heater unless you've added equipment breakdown coverage to your policy.

What is the best home warranty for water heater replacement? ›

LHG Home Water Heater Coverage Is The Best In The Industry

Consider your LHG home warranty plan as an investment in your home and you will always know that the water heater will have a robust coverage that includes most components and parts.

Is HomeServe part of FPL? ›

HomeServe is an independent company, separate from Florida Power & Light Company.

Who owns FPL Home Services? ›

FPL is a subsidiary of Juno Beach, Florida-based NextEra Energy, Inc. (NYSE: NEE), a clean energy company widely recognized for its efforts in sustainability, corporate responsibility, ethics and compliance, and diversity.

How to make a successful water leak insurance claim? ›

How to Make a Successful Water Leak Insurance Claim
  1. Understanding Your Insurance Policy. ...
  2. Gathering The Right Evidence and Documentation. ...
  3. Notifying Your Insurance Company. ...
  4. Working with a Public Adjuster. ...
  5. Coordinating with Contractors and Restoration Companies. ...
  6. Reviewing and Negotiating the Insurance Settlement.

What is the warranty on a water heater? ›

Most warranty coverage terms range between 6 and 12 years. But this usually depends on the manufacturer and terms of usage. As for your water heater itself, most will last somewhere between 8 and 12 years, depending on daily use. A tankless water heater, on the other hand, can last up to 20 years.

Are extended warranties on water heaters worth it? ›

A water heater warranty can be a good value for homeowners because it can minimize repair or total replacement costs when a water heater stops working.

Will Lowes replace my water heater? ›

We can install your water heater. Schedule your consultation and get started with installation.

How long do water heaters last? ›

The average lifespan of a traditional water heater is about 11 years, but they can last anywhere from 6 to 15 years. Factors like how often you use hot water, the size and location of your water heater, the quality of your water and how often you maintain it all play a role in how long it will last.

Who is the owner of HomeServe? ›

Richard David Harpin (born 1964) is the founder and CEO of Homeserve, an international home repairs and improvements business.

Who is buying HomeServe? ›

Brookfield Asset Management acquires HomeServe for £4.08B.

Does HomeServe cover wear and tear? ›

When you're prepared with a home repair plan, we're here to Do-It-For-You! Plans from HomeServe can help protect you from expensive plumbing, electrical,heating or cooling repairs caused by normal wear and tear that are typically not covered by your basic homeowners insurance, local utility company, or city/town.

What is the FPL controversy? ›

First reported by the Orlando Sentinel, the lawsuit alleges that current and former officers and board members of NextEra Energy, Inc., the parent company of Florida Power & Light, violated federal securities laws by making “materially false and misleading statements” related to the company's political spending.

Is FPL a good company? ›

Florida Power & Light has an employee rating of 3.9 out of 5 stars, based on 512 company reviews on Glassdoor which indicates that most employees have a good working experience there.

How to call FPL customer service? ›

Pay your FPL bill by calling 1-800-226-3545.

How does insurance work for water damage? ›

Homeowners insurance covers water damage from plumbing issues if the leak is sudden and accidental, such as a pipe bursting or a dishwasher supply hose breaking. However, if the plumbing leak was caused by poor maintenance, such as failure to repair a leaky sink, your policy will not cover the resulting damage.

How long does a water heater last? ›

Water Heater Lifespan

A hot water heater's lifespan depends on many factors, including the type of water heater, the energy source, the type of water you have, and how well the unit is maintained. On average, most water heaters last between 8 and 12 years but some can last up to 20 years with regular maintenance.

Does age of water heater affect home insurance? ›

Age of the Water Heater: Insurance companies may reduce coverage for water heaters beyond a certain age, typically around 12-20 years. Older water heaters are more prone to leaks, corrosion, and other issues, increasing the risk of damage.

Are water pumps covered under homeowners insurance? ›

Sometimes, well pumps may be covered as part of your homeowner's insurance policy if a covered peril, such as a lightning strike or fire, causes the damage. However, coverage can vary widely, and it's essential to review your policy's terms and conditions or talk to your insurer about coverage for well pumps.

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